Finance Blog

Stay financially savvy with the Equifax Advisor.

Sign up for our FREE Monthly Email Newsletter


Thank you for signing up for the FREE Equifax monthly newsletter

In addition to keeping in the financial know, you may be interested in checking your credit score and report.

Understand your credit. Help protect your identity.

Equifax Complete™ Premier Plan

  • Know What May Influence Your Credit Score and Be Alerted of Changes
    Credit score monitoring with custom alerts
    Important Disclosure: The Equifax credit score and 3-Bureau credit scores are based on an Equifax credit score model and are not the same scores used by 3rd parties to assess your creditworthiness.¹
  • Help Protect Your Identity
    Automatic fraud alerts encourages lenders to take extra steps to verify your identity²
  • Lock Your Credit
    The ability to lock and unlock your Equifax Credit Report³
Save 75% your first 30 days with the purchase of Equifax Complete™ Premier

$4.95 for the first 30 days, then $19.95 per month thereafter. You may cancel at any time; however, we do not provide partial month refunds.4

¹The credit scores provided under the offers described here use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score and 3-Bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.

²The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.

³Equifax Credit Report Control™ is only available while you have a current subscription to Equifax Complete Premier. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com/.

4We will require you to provide your payment information when you sign up and we will immediately charge your card $4.95. After that, we will charge the card $19.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.

Equifax® is a registered trademark and Equifax Complete™ Premier is a trademark of Equifax, Inc. © 2014, Equifax Inc., Atlanta, Georgia. All rights reserved.

New Home Tech Toys That Will Save You Money

Written by Ilyce Glink on May 28, 2010 in Real Estate  |   5 comments

Summer is coming, and you’re not looking forward to your electrical bills – especially after all the cash you shelled out this past winter. There are some new home tech toys that will save you money – but you’ve got to do your homework. You…

Home buyers save money through new technologySummer is coming, and you’re not looking forward to your electrical bills – especially after all the cash you shelled out this past winter.

There are some new home tech toys that will save you money – but you’ve got to do your homework. You have to choose the right home technology, learn how to do some of the work yourself, and make sure you always shop around for the best deal.

In my world, it’s all about whether the cash you’ll shell out for new home technology, such as the latest energy efficiency washing machine, will actually help save you money over time.

Do the math, and evaluate how much time and cash you have to invest. Then, be sure to map out your strategy to new home technology savings.

Here are a few of my favorite money-saving home tech toys:

Money-Saving New Home Tech Toy: Programmable thermostat.

By adjusting your summer house temperature up 2 degrees and down 2 degrees for the winter, you could shave 10 percent (or more) off your energy bill. Expect to spend anywhere from around $50 to $200 on a good programmable thermostat, plus installation. Shop around at Google.com or at SmartHome.com.

The good news is you can install these yourself. View a video on how to install a programmable thermostat at AskTheBuilder.com.

Money-Saving New Home Tech Toy: Programmable Sprinkler Timer

If you’re the kind of person that loves gizmos and love your garden, you might be interested in programming a watering schedule for your lawn.

Even if you don’t have an underground sprinkler system, if you have a several garden hoses, you can attach them to watering system that will allow you to select how and when to water your lawn.

While there may be other programmable sprinkler systems (some of which might even allow you to use your personal computer to program your system), a low-tech timer will limit the amount of time your yard and flowers get water. And for around $50, you’ll save time, water and money during your lawn watering season.

Money-Saving New Home Tech Toy: Dimmable Compact Fluorescent Light Bulbs

Switching from incandescent bulbs to compact fluorescent bulbs (CFLs) can save hundreds of dollars on your energy bill over the course of a year – and, you’ll stop feeling like you’re constantly changing burnt-out lightbulbs.

Now that a wider variety of CFL bulbs are more prevalent in stores, you might consider a CFL light bulb for some of those hard to reach areas.

Newer CFL bulbs turn on rapidly and now come with a dimmable feature. If you have recessed lighting, CFLs are made to fit in those recessed light cans. You can buy these bulbs at most home center stores and at Costco. These light bulbs generally consume about one quarter the electricity of the incandescent bulbs they replace.

Money-Saving New Home Tech Toy: Motion Detector Light Switches

While motion detector light switches have been around for years, you can now buy these switches at Costco and most home center stores. Your electrician can install a motion detector light switch in areas of your home where lights get turned on but are frequently left on.

Think about certain hall, garage and bathroom lights that are left on by the kids and others. These switches cost less than $15 but will save you money by turning off those lights that are left on constantly.

Ilyce Glink is a best-selling author, real estate columnist, and web series host. She is the managing editor of the Equifax Finance Blog and CEO of Think Glink Media. Follow her on Twitter: @Glink

Read More.

The information contained in this blog post is designed to generally educate and inform visitors to the Equifax Finance Blog. The blog posts do not give, and should not be assumed to provide, personalized tax, investment, real estate, legal, retirement, credit, personal financial, or other professional advice. Before making any financial decision, you should always consult with the appropriate professionals who can explain your options, rights, and legal responsibilities, and advise you on any tax, legal, credit, or business implications that may result from those decisions. The views and opinions expressed by the authors of blog posts are their own views and may not be the views or opinions of Equifax, Inc. and/or its affiliates.


  1. Eva Rosenberg, EA says:

    Hi Ilyce,

    Great ideas. And so simple.

    Office buildings and restaurants are using the motion detectors in bathrooms these days. I never thought of using them at home. Thanks!

    In areas with water conservation issues, and fines…the programmable sprinkler system can certainly keep you out of trouble!

  2. Lynn says:

    I've had a programmable thermostat for years and love it! Also had a tankless water heater installed a couple years back and find that another energy saver. No sense in paying to keep water hot 24/7 — and you don't run out of hot water when you need it.

  3. Ilyce Glink says:


    When it comes to saving money, the simpler, the better.

  4. Ilyce Glink says:


    The first time I used a tankless waterheater was when I lived in Britain. Everyone there has them. They agree – paying for hot water 24/7 doesn't make any sense at all.

    Thanks for sharing.

  5. luciyahelan says:

    The first time I used a tankless waterheater was when I lived in Britain. Everyone there has them. They agree – paying for hot water 24/7 doesn't make any sense at all.
    Free Credit Report

Leave a Comment

Name :

Commenting guidelines

We welcome your interest and participation on this forum, but be aware that comments will be published at Equifax's sole discretion. Please don't use this blog to submit questions or concerns about your Equifax credit report or raise customer service issues. Instead, you should contact Equifax directly for all such matters and any attempts to do so in this forum will be promptly re-directed.

Some other factors to consider when commenting:
  1. Registration and privacy. While no registration is required to visit our forum, participants wishing to post a message must register by creating an account. All personal information provided by forum members incident to registration is governed by our Terms of Use and Privacy Policy.
  2. All comments are anonymous. We'll delete your name, e-mail address, and any other identifying information, including details about your investments.
  3. We can't post or respond to every comment - As much as we'd like to, we can't post every comment, nor can we guarantee that we will respond to each individual message. All questions or comments about your Equifax credit report or similar customer service issues should be handled by contacting Equifax directly.
  4. Don't offer specific legal, tax or financial advice. All of the materials on this Site are for information, education, and noncommercial purposes only and this forum is not intended as a means of expressing views or ideas regarding any specific legal, tax, or investment advice. While offering general rules of thumb is both permitted and encouraged, recommending specific ideas or strategies regarding investments, taxes, and related matters is prohibited.
  5. Credit Repair. This blog is not intended as a venue for the discussion or exchange of ideas regarding credit repair or other strategies intended to assist visitors and community members improve or otherwise modify their credit histories, ratings or scores.
  6. Stay on topic. Your comment should be concise and pertain to the specific post in question.
  7. Be respectful of the community. The use of profanity, offensive language, spam, and personal attacks will not be tolerated and egregious or repeat offenders will be banned from future participation. We encourage disagreement and healthy debate, but please refrain from personal attacks on our WordPresss and contributors.
  8. Finally: Participation in this forum may be terminated by Equifax immediately and without notice for failure to comply with any guidelines or Terms of Use. As such, you should familiarize yourself with all pertinent requirements prior to submitting any response through the blog or otherwise. All opinions expressed in this forum are solely those of the individual submitting the comment, and don't necessarily represent the views of Equifax or its management.

Equifax maintains this interactive forum for education and information purposes in order to allow individuals to share their relevant knowledge and opinions with other members and visitors. We encourage you to participate in discussions about personal finance issues and other topics of interest to this community, but please read our commenting guidelines first. Equifax reserves the right to monitor postings to the forum and comments will be published at our discretion. Do you have questions or comments about your Equifax credit report or customer-service issues regarding an Equifax product? If so, please contact Equifax directly. All opinions and information expressed or shared in blog comments are solely those of the person submitting the comments, and don't necessarily represent the views of Equifax or its management.

Real Estate Archive