Finance Blog
Investing Tips: When to Talk to a Financial Planner
A financial planner is your partner in all steps of your financial planning, offering you investing tips and advice on a variety of money topics and retirement goals. If you need any kind of financial assistance, then the time to consult with an advisor is now. It’s important that you do your homework on multiple advisors in your area before choosing one. Make sure you ask about all the fees a financial planner may charge before you sign a contract with him or her.
Why you might seek a financial planner
You may choose to hire a financial planner because you are seeking one or more of the following:
Investment advice Budgeting help Help with paying off debt Savings assistance Retirement account management Advice about your mortgage or real estate investments Tax preparation Personal insurance guidanceThe most common time to consult with a financial planner is when you are in the middle of your career, whether you are single and looking to start up an investment portfolio or you are settled with a family and need a wide range of financial advice.
While a financial advisor can help you build wealth throughout your working years,...
Investing Tips: When to Talk to a Financial Planner
Written by Jeff Rose on May 15, 2012
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A financial planner is your partner in all steps of your financial planning, offering you investing tips and advice on a variety of money topics and retirement goals. If you need any kind of financial assistance, then the time to consult with an advisor is…
Retirement Advice: Setting up Joint Accounts
Written by Jeff Rose on May 8, 2012
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Investing is one of the most efficient ways to save for retirement; Social Security benefits are not enough to cover all of your living expenses, especially when you consider inflation. People most often seek retirement advice about whether they and their spouse should share a…
Preparing for the Worst: Evaluating Your Emergency Fund and Cash Savings
Written by Jeff Rose on April 17, 2012
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Preparing for an emergency is an important part of financial planning and of your retirement strategy. One financial or medical emergency can wipe out years of hard work and retirement planning and retirement savings without an emergency fund in place to take care of expenses….
Retirement Strategy: Maximizing Your Employer Match
Written by Jeff Rose on April 10, 2012
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I recently read a report suggesting that if you are not saving at least 10 percent of your gross income, then your chances of outliving your nest egg in retirement are great—very great. What does this mean for your retirement strategy? When your employer offers…
Saving Money with the Magic of a Roth IRA
Written by Jeff Rose on March 27, 2012
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When it comes to money, some people are savers and some are investors. (Then there also are some who are neither, but that is another post.) If you have always been a saver, becoming an investor can be a scary proposition. The first step in…
Retirement Planning: Withdrawal Sequencing Strategies
Written by Dan Solin on March 13, 2012
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Withdrawal Sequencing Strategies: Excerpt from The Smartest Money Book You’ll Ever Read Equifax Personal Finance Blogger Dan Solin is out with a new book, “The Smartest Money Book You’ll Ever Read,” in which he answers some of your top retirement and retirement strategy questions. Most people have their retirement funds…
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