Pay Now or Pay Later: Why You Need a Prenup While reliable data on divorce rates is hard to come by, everyone who has been through a divorce can confirm that it’s devastating—emotionally and financially. Discussing a prenuptial agreement with the love of your life…
I Want My Money: Capture the Advertised Returns of Mutual Funds Here’s what goes through the minds of most investors when they read about the stellar returns advertised by mutual funds: “I owned that fund, and I didn’t get anywhere near those returns.” One article…
Tax Tips That Can Save You Real Money Most investors have their eye on the wrong ball. They try to time the market, pick stocks, and pick “hot” fund managers. There is no data indicating anyone can engage in these activities successfully over an extended…
Improve Your Investment Returns without Increasing Your Risk Volatile markets make everyone nervous. Investing in stocks involves risk. Risk means you can lose money. No one likes that. What if you could increase your returns without taking any risk? You can, and with limited effort….
Running Out Of Money: Retirement Withdrawal Strategies in a Low-Interest Rate Environment Here’s the question I get most often: What percent of my retirement funds can I safely withdraw without fear of running out of money? A close second is: How can I generate enough…
Socially Responsible Investing: How to Invest with Your Conscience I can understand why investors want to invest with their conscience. Socially responsible investing can mean choosing companies that are sensitive to issues like the environment, consumers’ rights, human rights, and diversity. It can also mean…