One of the worst feelings in the world is not knowing whether you have enough money to pay your bills. It also can be difficult when you don’t know from where your next paycheck will be coming. Financial insecurity can cause stress and anxiety in…
If you’re working a regular 9-to-5 job with good benefits, you probably have access to an employer-sponsored investment account such as a 401(k). While it’s not always a guarantee these days, your employer may also match your contributions to such an account as an added…
When you’re young and working, retirement planning isn’t always a top priority. Many people defer that kind of thinking until well into their middle years when genuine fears sink in about their readiness for retirement. Retirement years should be something to look forward to—but they…
No one wants to talk about death, but unfortunately far too many people put off discussing life insurance until it is too late. When you have others relying on you and your income, your death can spell disaster for them. The bottom line is that…
You’ve been responsible with money your entire life, setting some aside for retirement or to build up a rainy day fund. Then something unexpected comes up—a long stretch of unemployment, an illness with major medical bills, or major unanticipated home repairs—and you suddenly find your savings depleted. I’ve…
While an investment portfolio is great way to build wealth, many investors are unaware of the variety of fees that are a part of just about every investment one can make. Mutual funds, annuities, stocks, and essentially all other investment vehicles come with fees attached. Some fees show up…