Finance Blog

Stay financially savvy with the Equifax Advisor.

Sign up for our FREE Monthly Email Newsletter


Thank you for signing up for the FREE Equifax monthly newsletter

In addition to keeping in the financial know, you may be interested in checking your credit score and report.

Understand your credit. Help protect your identity.

Equifax Complete™ Premier Plan

  • Know What May Influence Your Credit Score and Be Alerted of Changes
    Credit score monitoring with custom alerts
    Important Disclosure: The Equifax credit score and 3-Bureau credit scores are based on an Equifax credit score model and are not the same scores used by 3rd parties to assess your creditworthiness.¹
  • Help Protect Your Identity
    Automatic fraud alerts encourages lenders to take extra steps to verify your identity²
  • Lock Your Credit
    The ability to lock and unlock your Equifax Credit Report³
Save 75% your first 30 days with the purchase of Equifax Complete™ Premier

$4.95 for the first 30 days, then $19.95 per month thereafter. You may cancel at any time; however, we do not provide partial month refunds.4

¹The credit scores provided under the offers described here use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score and 3-Bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.

²The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.

³Equifax Credit Report Control™ is only available while you have a current subscription to Equifax Complete Premier. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com/.

4We will require you to provide your payment information when you sign up and we will immediately charge your card $4.95. After that, we will charge the card $19.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.

Equifax® is a registered trademark and Equifax Complete™ Premier is a trademark of Equifax, Inc. © 2014, Equifax Inc., Atlanta, Georgia. All rights reserved.

Four Ways Technology Can Help Your Small Business

Written by Nell Merlino on August 6, 2013 in Small Business  |   No comments

Technology is a huge part of our daily lives, but small business owners may find it difficult to navigate all the online opportunities, gadgets, software, and tools geared to help increase profit margins. So how do today’s entrepreneurs best utilize technology to help grow their…

small business ownerTechnology is a huge part of our daily lives, but small business owners may find it difficult to navigate all the online opportunities, gadgets, software, and tools geared to help increase profit margins. So how do today’s entrepreneurs best utilize technology to help grow their businesses?

At Count Me In For Women’s Economic Independence, a nonprofit organization dedicated to helping women grow their micro businesses into million dollar enterprises, this is a question we tackle on an ongoing basis. Technology plays a major role in our efforts as it continually changes and evolves.

Before you start purchasing the latest and greatest tech finds, it’s important to ask yourself what you really need to take your business to the next level. Consider how technology can best improve the following four key processes and practices to produce more with less, resulting in an efficient and versatile operation.

1. Accessibility and customer service

Today’s businesses operate in a 24/7 world, so ensuring that your business is accessible to customers anytime, anywhere is essential. Your website can make this possible, and implementing a few key features can help keep customers happy. Consider allowing clients to schedule appointments or make purchases online at their convenience, and give your customers the opportunity to provide feedback via surveys and questionnaires. These and other features can help you fine-tune service and increase communication with your customers in an ever-increasing virtual setting.

Don’t rule out social media as an important customer service tool. In addition to tapping into social media channels to market your business, you can use them to respond to customer comments, complaints, and reviews that are posted online. Engaging customers in this manner can show that you’re proactive and that you care about their wants and needs.

2. Hitting goals

Good planning is necessary if you want to make deadlines and accomplish important goals. However, as a small business owner, you may have little or no staff to help you keep track of all the details and to-do lists that are necessary in order to hit those goals.

The good news is there are many online planning systems from which to choose that will help you keep your eye on the prize. Invest some time in finding one that works best for your needs and that can help you with everything from calendar organization to completing the smallest of tasks.

3. Productivity

There are many software options that can help you be more productive. Time-tracking software is one product that is worth considering. It will allow you to see how you are spending time running your business and can provide insight into what can or needs to be changed.

Successful productivity also boils down to information organization. In our experience, it became clear that we needed to operate on a cloud platform to more efficiently and effectively communicate with our thousands of members. Cloud-based solutions that allow organizations to store data at a centralized location on the Internet are fast becoming the best way to organize information and handle a wide range of business activities including banking, file sharing, data archival, and accounting.

4. Education and training

Technology keeps evolving, and so do you and your business. Learning new software programs and social media platforms and understanding the latest wants of your customers all demand that you keep learning to remain competitive.

If you are a member of any trade or business organizations or associations, take advantage of the varied educational resources that are available to you online, including webinars, online business training, apps, and so on. Online information is bountiful—be sure to take advantage of it.

Technology and its rate of change are intimidating to most of us, but it is clearly an essential part of conducting business in the 21st century. The good news is that technology continues to allow small business owners the opportunity to do more and to reach more customers than ever before.

Nell Merlino is founder, president, and CEO of Count Me In for Women’s Economic Independence, the leading national not-for-profit provider of resources for women to grow their micro businesses into million dollar enterprises. She is the author of “Stepping Out of Line: Lessons for Women Who Want It Their Way in Life, in Love, and at Work,” from Broadway Books.

The information contained in this blog post is designed to generally educate and inform visitors to the Equifax Finance Blog. The blog posts do not give, and should not be assumed to provide, personalized tax, investment, real estate, legal, retirement, credit, personal financial, or other professional advice. Before making any financial decision, you should always consult with the appropriate professionals who can explain your options, rights, and legal responsibilities, and advise you on any tax, legal, credit, or business implications that may result from those decisions. The views and opinions expressed by the authors of blog posts are their own views and may not be the views or opinions of Equifax, Inc. and/or its affiliates.

No comments yet

Leave a Comment

Name :

Commenting guidelines

We welcome your interest and participation on this forum, but be aware that comments will be published at Equifax's sole discretion. Please don't use this blog to submit questions or concerns about your Equifax credit report or raise customer service issues. Instead, you should contact Equifax directly for all such matters and any attempts to do so in this forum will be promptly re-directed.

Some other factors to consider when commenting:
  1. Registration and privacy. While no registration is required to visit our forum, participants wishing to post a message must register by creating an account. All personal information provided by forum members incident to registration is governed by our Terms of Use and Privacy Policy.
  2. All comments are anonymous. We'll delete your name, e-mail address, and any other identifying information, including details about your investments.
  3. We can't post or respond to every comment - As much as we'd like to, we can't post every comment, nor can we guarantee that we will respond to each individual message. All questions or comments about your Equifax credit report or similar customer service issues should be handled by contacting Equifax directly.
  4. Don't offer specific legal, tax or financial advice. All of the materials on this Site are for information, education, and noncommercial purposes only and this forum is not intended as a means of expressing views or ideas regarding any specific legal, tax, or investment advice. While offering general rules of thumb is both permitted and encouraged, recommending specific ideas or strategies regarding investments, taxes, and related matters is prohibited.
  5. Credit Repair. This blog is not intended as a venue for the discussion or exchange of ideas regarding credit repair or other strategies intended to assist visitors and community members improve or otherwise modify their credit histories, ratings or scores.
  6. Stay on topic. Your comment should be concise and pertain to the specific post in question.
  7. Be respectful of the community. The use of profanity, offensive language, spam, and personal attacks will not be tolerated and egregious or repeat offenders will be banned from future participation. We encourage disagreement and healthy debate, but please refrain from personal attacks on our WordPresss and contributors.
  8. Finally: Participation in this forum may be terminated by Equifax immediately and without notice for failure to comply with any guidelines or Terms of Use. As such, you should familiarize yourself with all pertinent requirements prior to submitting any response through the blog or otherwise. All opinions expressed in this forum are solely those of the individual submitting the comment, and don't necessarily represent the views of Equifax or its management.

Equifax maintains this interactive forum for education and information purposes in order to allow individuals to share their relevant knowledge and opinions with other members and visitors. We encourage you to participate in discussions about personal finance issues and other topics of interest to this community, but please read our commenting guidelines first. Equifax reserves the right to monitor postings to the forum and comments will be published at our discretion. Do you have questions or comments about your Equifax credit report or customer-service issues regarding an Equifax product? If so, please contact Equifax directly. All opinions and information expressed or shared in blog comments are solely those of the person submitting the comments, and don't necessarily represent the views of Equifax or its management.