According to a 2016 survey by market research blog Field Agent, 94 of 100 brides-to-be surveyed said they were at least moderately likely to use a smartphone for some of the wedding registry process, and 66 said they were using or planning to use an online universal gift registry.
But while creating a registry today may not require a visit to an actual store, brides and grooms should be aware that whether they’re selecting a china pattern or asking for honeymoon funds online, their personal information may be at risk, particularly if their shipping or email address is publicly available.
Here are some recommendations to help pave the way for smooth registering:
— Find out how the retailer handles shipping addresses. A growing number of online stores don’t publicly show shipping addresses for wish lists and registries. Check the store’s online FAQs regarding registries or contact customer service to find out if your shipping address will be displayed. You could also check out someone else’s registry at the same store to see if their address is visible.
— Know your way around registry privacy settings. Some stores allow you various options concerning registry privacy. Familiarize yourself with these before creating your registry.
— Use a registry password when you can. Some retailers allow registrants to create a password to protect their registries – always a good step to ensure security. Strong passwords are at least 12 characters and use a mix of numbers, capital and lowercase letters, and symbols. Choose something easy to remember – but don’t use the same password for multiple sites.
— Consider using a different address. Instead of your home address, consider using an office address or even a post office box for gift deliveries.
— Limit the amount of information you provide. While a site may request it, you may not have to provide information like your birth date on online wedding registries.
— Be especially careful with registries linked to your bank account. Some sites allow couples to request cash donations – to help fund a honeymoon, for instance. Linking these sites to your bank account may be risky. One idea might be to set up a different bank account purely for this purpose, to keep the rest of your money safe.
Taking a few minutes for precautions when setting up online gift registries or wish lists may pay off in the long run, allowing you to enjoy your gifts instead of worrying about the vulnerability of your personal information.
The information contained in this blog post is designed to generally educate and inform visitors to the Equifax Finance Blog. The blog posts do not give, and should not be assumed to provide, personalized tax, investment, real estate, legal, retirement, credit, personal financial, or other professional advice. Before making any financial decision, you should always consult with the appropriate professionals who can explain your options, rights, and legal responsibilities, and advise you on any tax, legal, credit, or business implications that may result from those decisions. The views and opinions expressed by the authors of blog posts are their own views and may not be the views or opinions of Equifax, Inc. and/or its affiliates.